Build a Group Benefits Package Using This Template

Build a Group Benefits Package Using This TemplateBuild a Group Benefits Package Using This TemplateOne of the better aspects of being employed is having access to company-sponsored employee benefits. However, this information can be difficult to communicate without a clear document. An employee benefits package template is an effective tool used to educate employees about offered benefits. Firms also use it to market to future candidates by highlighting their competitive benefits package. Importance Choosing the right employee benefits package can be difficult. Employers may offer several packages from which to choose, along with additional voluntary and supplemental benefits. Its up to employees to learn what each benefit plan has to offer, along with the associated costs per pay period, eligibility requirements, coverage for qualified dependents, and limitations. Employees can use this information to choose a company with a benefits package that will give them the maximum cove rage, given their unique health and financial needs. To make employee benefits more comprehensive, employers often eintrag plan details into an employee benefits package template. This document essentially lists all the benefits offered to employees so that they can compare one plan to another or one employers benefits to anothers. It is useful during open enrollment periods, onboarding and recruitment, and when developing an annual statement of benefits for the coming year. An employee benefits package template isnt difficult to create. Use the following as a guide to developing a standard employee benefits package template. Elements Before creating your company benefits template, it is important to gather all the information about the group benefits. This information can be obtained from previous records,the benefits plan administrator, and/or the payroll department.These elements include A full list of benefits and names of the plan administratorsThe payroll deduction amount (pre-tax cost) and frequency of deductionsThe annual out-of-pocket deductible (for the employee only, the employee and spouse, or the employee and family)Eligibility for coverage (e.g., full-time vs. part-time, days of service, etc.)What portion the employer coversAny unique benefits or perks the company provides A simple employee benefits package template may look like Employee Benefits Package Template BenefitEligibilityCost Per Pay PeriodEmployers CostMED 1FT$118$250MED 2FT$258$250MED 3FT$354$250LIFEALL$14 Per Unit$100DENT 1FT$13.65$0DENT 2FT$36.28$0VISALL$11.89$100HSAFT$ VARIES7 Percent MatchTUITIONFT$0$2,500 Other Uses During a job search or when offered a new job, individuals may find the employee benefits package template useful for comparing benefits plans of different companies. The human resources team can use the benefits template to build out a total compensation statement, which outlines all of the benefits and perks that employees can receive. It can be a power ful tool for recruitment, as well as for employee retention. In fruchtwein cases, however, this document serves to supplement benefit plan documents, so that employees have a handyvisual description of what their benefits cover and the choices they have for family coverage. It can help employees decide if they wish to pursue individual coverage or choose the group health care plan as offered by an employer. Employees can also do a plan side-by-side comparison with the employee benefits offered by a spouses plan to see what option is best. Human resource directors should keep a copy of the employee benefits package template availablefor new hires and employees who may have questions during open enrollment periods. A digital copy should also be available and accessible 24/7 for employee inquiries. When developing annual benefit packages, an updated version needs to be created and offered to all employees. It can be helpful to show employees the value they are getting for participating in the group health coverage, by what percentage premium rates have increased or decreased, and whats new in terms of benefits for the new year. Employee benefits can be a complex and confusing aspect of operating a business. However, by using a standardized employee benefits package template to organize all this information in one place, its easier to manage and explain to employees what the company offers.

How to Tell Your Parents That You Want to Be a Musician

How to Tell Your Parents That You Want to Be a MusicianHow to Tell Your Parents That You Want to Be a MusicianI get a lot of emails from young people asking for advice on how to have the dreaded I want to become afull-time musician discussionwith their parents. Some parents are cool with it, but other parents, well, they may have in mind other plans for you- more along the lines of college-grad school-job security. How to Prepare So, you may feel like your parents just dont get it if they give you a hard time about your musical aspirations. And lets be honest, in many cases, they may elend get it, simply because they havent had much exposure to the music industry. But theyre not trying to be mean to you and destroy your dreams (at least, theyre probably not). Going to them prepared to have a productive conversation can help you avoid a big, dramatic scene. Here are some tips for telling your parents about your music geschftsleben goals. Have Real Music Business Goals I want t o be a musician is a little vague. There are lots of different types of musicians. Which one do you want to be? Do you want to lead a band and tour the world? Do you want to be a session musician? Do you want to make a living playing a rotating schedule of local bar gigs? You dont have to decide right now where your music career will eventually take you, but you need to be able to talk about your specific music business goals with your parents to show them that youve given this some serious thought. Consider a College Compromise Your parents probably want you to focus on your education and go to college. You want to focus on music without the distraction of classes. Whos right? No one can say that you must go to college to become a musicianbecause you dont. However, there are big benefits to attending college, even beyond having an education to fall back on (but listen to me now- that matters). Colleges are hotbeds of music activity. There are radio stations, shows, clubs, music classes, musicians and lots, lots more. College isnt wasted time it can be a chance to hone your skills and maybe even build up a local music following. Heres the compromise part If your parents are passionate about your college education, and youre equally passionate about your music, do both. Agree with your parents that youll go to school (and go to classes and do well) and that youll get to pursue your music career at the same time. If your big break conflicts with your psych final, you get to take the big break- assuming it is a big break. You agree to do well on that psych final if your big break is still yet to come in. Thats fair, right? Be Ready to Talk Finances Its not as easy to make money in the music industry as you may think. Honestly, your parents are right about that. You can make a living in the music industry, but the chances are that youre going to need a plan to support yourself while youre struggling to make a living from your music. What is that plan goin g to be? Your parents dont want to think that that plan involves sleeping on their couch, paying you an adult allowance, or bailing you out of credit card debt. You probably dont know exactly how much money youll be making as you embark on your music career, or what all of your expenses will be, but do your best to make a plan that shows your parents that youve thought about it. Be ready to answer questions about your income, planned living situation, and more. Again, maybe its not the final solution you end up with, but the idea that youre approaching this reasonably reassures them that youre serious. For bonus points, do some research about the music industry and how musicians make money on their recordings and live performances. Theres a good chance your parents dont know how this works, and it wont inspire confidence if you dont know either. Show Them Your Passion Sometimes, its hard to show your parents how passionate you are about your music, especially if theyre not thril led about your aspirations. Show them anyway. Let them know exactly how much this means to you. It may not make them stop worrying about you, but it may make them a little more supportive.

A Guide To Gastroenterologist Career - Job Description, Skills, Education, Salary

A Guide To Gastroenterologist Career - Job Description, Skills, Education, SalaryA Guide To Gastroenterologist Career - Job Description, Skills, Education, SalaryGastroenterologist Job DescriptionGastroenterologists or GI physicians specialize in treating diseases and ailments of the digestive system. He diagnoses and treats disorders related to the esophagus, stomach, intestines, gallbladder, liver and pancreas.Gastroenterologists diagnose diseases of the GI tract and administer treatment for the patients. Gastroenterologists work with nurses, physicians, specialists, medical technologists, medical personnel and administrative staff daily.The work hours are long, and most physicians work on rotating on-call shifts. Many gastroenterologists have their private practice some have a single practice office or join a larger multi-physician office. Some gastroenterologists are attached to hospitals.Create this ResumeWhat Does a Gastroenterologist Do?A gastroenterologist must have vast know ledge about the movement of food and nutrients through the body. They commonly treat conditions like, hemorrhoids, fissures, colon polyps, rectal cancer, colon cancer, hepatitis, gall stones, Irritable Bowel Syndrome, pancreatitis, peptic ulcer disease and other conditions that disturb the normal functioning of the alimentary tract.A gastroenterologist frequently gives orders to a team of nurses, practitioners, physician assistants, and medical personnel, so he must be able to work well with others.What Does a Gastroenterologist Test For?Gastroenterologists perform various specialized investigations to make a precise diagnosis. During treatment, they may discuss with the primary physician or other specialists, like, oncologists when umgang cancer patients, or endocrinologists when dealing with the hormone related disorders.A gastroenterologist trains in several endoscopic procedures. Endoscopy involves using a thin, long tube with tiny camera and light, at the end the scope is moved and monitored, inside a persons body to get an unambiguous, close-up view of the internal organs. Endoscopy is used to look for internal disorders, to eliminate polyps, to broaden narrow portions of the GI tract, to carry out biopsies for cancer, and to stop internal bleeding. A gastroenterologist must perform all of these procedures carefully, and also interpret images and decide on the kind of treatment. Some undertake detailed training to conduct endoscopic surgeries.Gastroenterologists ought to have an extensive knowledge of the upper and lower gastric tract they must have experience using upper and lower endoscopy device, PEGs, and dilation equipment optimum surgical experience stent-insertion skill and complete knowledge of gastrointestinal diseases and conditions.Other regular duties include supervising the medical staff, conferring with patients and other doctors and specialists, creating treatment options, managerial duties, carrying out research, teaching students and oth er physicians, and maintaining correct patient records.Gastroenterologist Education and TrainingAs far as education and training go, here is what you need to be a gastroenterologistYou have to begin with obtaining a pre-med undergraduate degree from an accredited university. The degree would take 4 years. Students should focus on science courses like, biology, organic chemistry, inorganic chemistry and physics. Medical school will take 4 years, comprising of a combination of classrooms education and training, laboratory and hospital rotations. The first 2 years of is spent in classroom and laboratory study.After graduating from the medical school, you need to do a residency program that may last from 2 to 6 years. For gastroenterology you need to undertake a residency in internal medicine, which can last between 2 to 3 years.After the residency program, you have to enter a fellowship that provides the training needed to work in this area of expertise. The fellowship may last for 3 y ears, and prepares the physician to appear for the exam in gastroenterology, to be certified by the American motherboard of Internal Medicine.A gastroenterologist must keep up their training after certification by the board to stay up-to-date on the latest advancements in the field of gastrointestinal medicine.Gastroenterologist Job OutlookThe job prospect for gastroenterologists looks very good. The United States Bureau of Labor Statistics has projected that employment of GI physicians will increase by 14 % between 2006 and 2016, a consequence of a growing and aging population.Gastroenterologist SalaryThe mean salary of a gastroenterologist is in the range of $162,083 $259,977 per year. After gaining 5 to 9 years of experience, they earn $137,569 $279,775 annually. After about 10 years of practice, the pay scale nears $305,209 per year. Customize ResumeMore Sample Career ArticlesEEG Technologist Career Endocrinologist Career Food Safety Specialist Career Gastroenterologist Career